Financing Info

Let's make it easy

Choose the ring you both will love forever and we’ll help you take care of the financing. We partner with well known and reputable banks to get you excellent rates. The application process takes about 5 minutes in-store.

Buy today, pay over time with the

Wells Fargo Jewelry Advantage Credit Card

Financing your jewelry purchase is easy at Scott & Co Fine Jewelers in New Oxford, PA. We offer competitive financing through Wells Fargo Jewelry Advantage and the application process only takes about 5 minutes, in-store only. Schedule an appointment to meet with one of our jewelry consultants in store to complete the process.

Multiple Payment Options

Same Day Approvals


What do I need to apply?
Bring a form of ID. A valid driver’s license and a credit or bank card work well.

What are the terms & conditions?
If your purchase is eligible for a return, a refund will be issued to the original form of payment. All returns must meet our return policy.

What happens to my loan if I return my order?
No. Your payments will process through the financing lender under the specified terms upon which you agreed.

Do I have to pay in full before my item is shipped?
If your loan is approved to cover the entire purchase amount, you will not be required to place a down payment. However, if your loan only covers a portion of your total purchase, you will be required to pay the balance in full.

Is a downpayment required?
All terms and conditions vary on a loan by loan basis. Make an appointment with a consultant for more details.

Can I still apply with bad credit?
If you’re interested in purchasing a diamond, we welcome you to come in and speak with our certified Diamond Consultants. They can guide you through a variety of payment options to find the one that best matches your needs!